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The Melon in the Mailbox
A short history of skipping the greeting card and sending the actual thing – and what Gatsby understood that Hallmark never has.
- Fruit was the original flex. A 17th-century British pineapple could run £60, about $14,000 today, and nobody ate it. You displayed it. There was a rental market: hire one for the evening, carry it under your arm at the party, return it in the morning. The fruit wasn’t food. It was a sentence: I have arrived.
- Japan never stopped. In May 2026 a pair of Yubari King melons sold at Sapporo’s first auction of the year for ¥5.8 million – about $36,500, or $18,000 a melon – beating the ¥5 million record from 2019. Melons are gift currency there, and they say what no card can: I overpaid on purpose.
- The Post Office used to say yes to almost anything. Parcel post opened in 1913 with a 50-pound limit and no imagination about human beings. In February 1914, 48.5-pound May Pierstorff was mailed 73 miles across Idaho for 53 cents in stamps pinned to her coat, a third the price of a train ticket. Officials then barred humans from the mail, which tells you it had come up before.
- One man mailed an entire building. Vernal, Utah, 1916. Freight for pressed brick from Salt Lake City cost four times the brick itself; parcel post was half that. So banker W. H. Coltharp mailed it – ten bricks to a 50-pound crate, 37½ tons routed some 400 miles. The Post Office soon capped shipments at 200 pounds a day per sender. Too late. The Parcel Post Bank still stands.
- The most important package in American history had a man inside it. March 1849: Henry Brown paid $86 to be nailed into a crate three feet by two, stamped “dry goods,” and shipped 350 miles from Richmond to Philadelphia. Twenty-seven hours, part of it upside down. He climbed out free and took the name Henry “Box” Brown for life. Every novelty parcel since is a footnote to that one.
- The coconut and the potato still work. Hoolehua Post Office on Molokai has mailed roughly 3,000 bare coconuts a year since 1991 – no box, just a Sharpie and postage. Potato Parcel, started in 2015, moved 12,000 potatoes and $215,000 in 13 months.
- Gatsby ran this playbook on every page. Gatsby doesn’t mail Nick an invitation – he sends his chauffeur. Lucille tears her gown at a party; a week later a package arrives from Croirier’s, gas blue with lavender beads, $265, call it $5,000 now, for a woman he couldn’t pick out of a crowd. Tom Buchanan’s counter-move: a $350,000 string of pearls, near $6.6 million today, the day before the wedding.
The takeaway. A card says you remembered. A melon says you decided. Fitzgerald’s joke is that the gesture can be enormous and still be hollow – Gatsby bought a stranger a dress and never got the one person he wanted. Send the fruit. Send it to someone who’ll eat it.
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Dear Person In Charge: Letters That Actually Get Read
Nine ways to reach powerful people in the one channel nobody is using anymore
Everybody you want to reach is drowning. Cold email reply rates have slid to 3.43%, down from 8.5% in 2019, and AI has since carpet-bombed every inbox in America with confident-sounding sludge. A physical letter still gets opened about 91% of the time and lingers on a desk for roughly 17 days. Access was never the bottleneck. Nobody sends anything worth reading – that’s the bottleneck.
1. Start where the mailbox is empty. The SEC’s climate disclosure rule drew 15,859 comments. Its cybersecurity proposal, issued two weeks earlier, drew 144. Federal agencies field over a million comments a year and roughly 84% of them are form letters. A signed, 500-word comment from somebody who does the work is often the only real voice in the docket – and it’s public, permanent, and searchable under your name forever. Same math at your state insurance department and the NAIC.
2. Write about their problem, not your product. The test: could the recipient forward it to a deputy with “look into this” and have it be useful? A martech founder writing to a CMO should not pitch the platform. Send the three ad formats that quietly stopped converting last quarter, with the numbers. You are not asking for attention. You are paying for it up front.
3. Bring one number nobody else has. You are sitting on proprietary data and probably haven’t noticed. An agency knows what CPMs really did. A claims desk sees loss patterns eighteen months before the actuaries publish them. Anonymize it, cut it one clean way, send it. Original data is the rarest object in an executive’s inbox.
4. Congratulate with a payload attached. New commissioner, new CEO, new head of AI policy – everyone sends a card. Send the card plus one page on the three decisions landing on their desk in the first ninety days. Cards get thrown out. Briefings get filed. You want to be filed.
5. Make the ask small enough that refusing feels silly. Not “coffee.” Not “fifteen minutes.” One question answerable in two sentences: “Is Section 4 aimed at carriers or at their vendors? We’re building to it either way.” Tiny asks get answered. Answers become correspondence. Correspondence becomes a relationship.
6. Use paper, precisely because nobody does. Direct mail averages a 4.4% response rate against email’s 0.12% – about 36 to 1 – and 84% of marketers who use it say it beats every channel they run. A letter can’t be spam-foldered or mistaken for machine output, because sending it cost you something. That cost is the signal.
7. Sell nothing. Not even a little. The instant there is a call to action, you become a vendor and your letter becomes an expense. No deck, no NDA, no “quick call?” Sign it with your title and let them look you up – they will. Restraint is the strategy: the letter that asks for nothing is the only kind that gets an honest answer.
8. The third letter is the one that works. First letter, they don’t know you. Second, the name is familiar. Third, you’re a known quantity – the person who sends the useful thing. Three letters a year to twenty chosen people beats twenty thousand emails, and pairing mail with digital follow-up lifts response 27–118%.
9. Sins that get you deleted, framed, and forgotten. Attachments nobody requested. “Just following up.” Flattery with a hook in it. Anything a language model plainly wrote in eleven seconds. Anything over one page – if it doesn’t fit on a page, you haven’t finished thinking about it yet.
The whole game in one line: cost the reader ninety seconds, hand them back an hour. Do it four times and you’ve stopped marketing – you’ve become a source, and sources get the phone calls vendors spend six figures chasing.
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COMMENT TO REGULATORS TO MARKET YOUR INSURANCE STARTUP
The cheapest byline in insurance, and your competitors are not using it
1. It’s Toasted. In the Mad Men pilot, Lucky Strike is about to be regulated out of existence and Don Draper saves it with two words: it’s toasted. He invented nothing. Everybody’s tobacco is toasted. He just said it first, in a room where it counted. A comment letter is the same trick, except the room is free and the regulator mails you the invitation.
2. Nobody Shows Up. In 2025 the NAIC’s Big Data and AI Working Group asked the entire American insurance industry whether it wanted a model law on AI. Thirty-three letters came back. Five were from state insurance departments. Most of the rest were trade associations and medical societies. Individual companies willing to sign their own name: fewer than ten, against roughly 5,978 domestic U.S. insurers. A turnout of about 0.15%.
3. Your Trade Association Is Not You. The ACLI’s 275 member companies control 93% of industry assets. The top 10 P&C carriers write 51.4% of the market. Those groups file gorgeous letters, and they file for scale. When “the industry” tells a commissioner existing law is already sufficient, the industry means somebody with a 150-year legacy and a Super Bowl ad, not your eleven-person MGA.
4. Price: Zero. Shelf Life: Forever. Postage is an email. NAIC staff then staple every response into a single public PDF, with a table of contents, with your name in it, hosted indefinitely and footnoted by law firms billing $1,200 an hour to read it.
5. This Is SEO for Machines. Language models weight authoritative domains, and regulator sites are about as authoritative as the web gets. If you are the only human being who ever wrote 1,400 words to Albany on parametric cover for cut-flower growers, then when somebody asks a chatbot who insures daisies, you are the daisy document. Nobody is bidding against you on that keyword. There is no keyword.
6. Send the Actuary, Not the Marketer. Agencies are only obligated to engage substantive comments, meaning ones with data. Your actuary brings the numbers, your underwriter brings the loss story nobody else has seen, an executive signs it. Three pages beats thirty. One real loss ratio beats a paragraph of adjectives about being customer-obsessed.
7. The Doors Are Already Open. NAIC exposure drafts. Your state DOI – New York, Colorado, and California move first on almost everything. Regulations dot gov federally. Windows typically run 30 to 60 days, 90 or more on the big ones. Answer their questions, in their numbering, on their deadline.
8. It Compounds. Four letters a year is twelve in three years. That is not a campaign, it is a body of work, and a commissioner’s staff knows your name before the day you need something.
Draper had to buy his way into the room. You get in free, and the room is empty.